Chase Sapphire Preferred Free Credit Score

Credit score required for the chase sapphire preferred.

Chase sapphire preferred free credit score.

Although the chase sapphire preferred is considered a great beginner card and is easier to be approved for than the chase sapphire reserve y ou re not likely to get approved if you re just starting out or only have one credit card to your name. Benefits aren t the only consideration. Your credit report is obviously a very important factor when applying for a new credit card. But it s not so easy to get.

There are three major companies that assess your spending and credit card history to create a credit report. This is especially true with the chase sapphire preferred card. Chase sapphire preferred credit score other things to consider before applying. The chase sapphire preferred card is one of those cards affected by this rule.

For the 6 of cardholders below 600 and perhaps even the 11 below 650 it s likely their scores took a hit sometime after having already been approved for the card. It noses out the chase sapphire preferred card by offering a tsa precheck reimbursement credit and providing travelers free airport lounge access. So if you ve opened at least 5 new credit card accounts in the last 24 months it is extremely unlikely you would be approved for the chase sapphire preferred card. It s easier to qualify for the chase sapphire preferred card where the average score of approved cardholders is 741 compared to 766 for chase.

This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card. If you re unsure about your eligibility but have an above 700 credit score still apply for chase sapphire preferred for a chance to earn rewards when dining and traveling.